T-Bone Collision Results in Full Policy Limits Recovery

T-Bone Collision Results in Full Policy Limits Recovery

  • T-Bone Collision

At Stone & Capobianco, we successfully represented our client, K.D., who suffered serious spinal injuries in a T-bone car accident in Florida. The collision occurred on July 19, 2014, when another driver attempted to turn directly in front of her vehicle, striking the left side of her car and causing significant property damage.

The Accident and Injuries

The impact caused extensive damage to our client’s vehicle, totaling $6,767.13 in repairs. More importantly, the crash left her with severe and permanent injuries to her cervical, thoracic, and lumbar spine. Medical evaluations identified multiple disc herniations, including:

  • C3/4 and C5/6 disc herniations

  • T3/4 and T4/5 herniations with impingement on the thoracic cord

  • L5/S1 disc herniation with thecal sac impingement and associated tear

These injuries caused significant pain, neurological symptoms, and mobility limitations that affected her daily life.

The Medical Treatment

Our client pursued conservative medical treatment, including physical therapy, pain management, and injections. When these methods failed to provide relief, she underwent a left-sided microdiscectomy with laminectomy at L5/S1—a surgical procedure to relieve pressure on the affected nerves and spinal cord.

The Insurance Claims and Recovery

The at-fault driver carried a bodily injury liability policy with a $100,000 limit. Upon receipt of our detailed settlement demand, the insurance company promptly tendered the full policy limits.

Additionally, we pursued an underinsured motorist (UM) claim on behalf of our client and successfully recovered the full UM policy limits of $10,000, ensuring she received maximum available compensation.

The Result

Through aggressive negotiation and a strong presentation of medical and legal evidence, Stone & Capobianco secured all available insurance coverage for our client. The settlement compensated her for:

  • Medical expenses and surgical costs

  • Lost wages and future earning capacity

  • Pain, suffering, and permanent impairment

This case is a clear example of how serious injuries can result from negligent driving, even when liability is disputed. Our firm remains dedicated to helping victims of auto accidents, spinal injuries, and catastrophic collisions throughout Florida recover the compensation they deserve.

📞 If you or a loved one has been injured in a car accident on Florida’s Treasure Coast, call Stone & Capobianco today at (772) 781-4357 for a free consultation.

Contact Us